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Why Lease With Med One?

How It Works

Med One Group offers creative financing options ideal for any healthcare provider. Our focus is on transparency, requiring just a few pages of easy paperwork. With decades of experience in healthcare financing, our team creates flexible solutions allowing facilities to get the best equipment while using the simplest leasing process available today.

why facilities choose med one

  1. Transparency / We aim to make our customers happy from the beginning through the end of the lease.
  2. Experts in the Healthcare Market / We have decades of experience in healthcare, so we know your equipment.
  3. Simple and Responsive Process / Leasing doesn’t need to be complicated, so we make documentation simple for you.
  4. Quick Credit Reviews / Same day review and approval process.
  5. Vendor Relationships / Our relationships with top equipment vendors allow you to get the newest equipment on the market.

Key Benefits

  1. Simple financing agreement
  2. Dedicated local support to assist you through the entire process
  3. Competitive pricing with flexible payment terms
  4. Straightforward credit review and approval process
  5. Acquire the latest technology

Solutions Available

Med One has flexible finance options that fit your needs and budget. Follow the links bellow to learn more about some of our programs.

0% Interest payments available

* All Programs are completely customizable to meet your needs.


Take the first step in our application process by answering a few quick questions. After submitting, we'll reach out to you about moving forward with financing options from Med One.

* Subject to credit approval

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Frequently Asked Questions

How does equipment leasing work?

Equipment leasing works in 5 simple steps:

  1. Discuss Needs: When you contact us, we’ll discuss your needs and work with your vendor of choice to customize a unique pricing proposal for you and your needs.
  2. The Customer Hospital Signs Agreement: After we discuss your needs, we will send over a proposal within an hour. Once you have reviewed the proposal and are ready to proceed, sign and return the agreement and purchase order.
  3. Equipment is Shipped: Upon receiving the signed agreement and purchase order, Med One will begin processing your order instantly to ship.
  4. Delivery and Acceptance: A delivery and acceptance certificate will be emailed once your order has shipped. This needs to be signed and returned to Med One. This allows Med One to activate the account and invoice.
  5. Vendor Gets Paid: Med One finishes the deal by paying the vendor for equipment. The vendor gets the full credit for the sale, and the hospital can provide better patient care.

What are the different types of lease financing in healthcare?

There are 6 different types of lease financing that Med One provides:

  • Step-Up Option: Provides the customer with a low initial payment, which increases over time to match the expected flow of revenue generated from the new technology.
  • Deferred: 3, 6, or 12-month periods followed by monthly defined payments or balloon payments. This option allows purchase-minded customers to get equipment now and pay for it later.
  • Capital Lease: At the end of the term, the customer owns the equipment with a $1.00 buyout. No option to return equipment.
  • Operating Lease: Make monthly payments based on pre-established terms. After the term is fulfilled, the equipment can be purchased based on fair market value, rented for an extended period, or returned.
  • Equity Rental: After the initial rental term, the customer can continue to rent the equipment with 50% of all payments towards the purchase price. Payments are made from the customer’s operating budget.

Why is leasing worth it?

Leasing offers a wide variety of benefits for customers. Here are some of the most important benefits we believe in:

  • No Upfront Money is Required: The customer receives equipment quickly, and cash can be used for other purposes.
  • Low Monthly Payments: Leasing costs less than paying cash, renting, or acquiring debt through other means.
  • Equipment Management: When you lease, there is no fear of the technology of your equipment becoming obsolete or running into life expectancy issues. At the end of the lease term, the customer can either return the equipment or extend the lease. No risk of keeping outdated equipment.
  • Costs Moved Off Balance Sheet: The costs can be paid from the hospital’s operating budget and does not show up on the balance sheet. This, in turn, frees up capital and improves the financial status of the hospital.
  • Simple Process: Less documentation. Only a few pages. Deals are processed in hours.
  • Customization: Med One takes pride in customizing each deal we make to meet the needs of the customer and the vendor.

What are typical terms for equipment financing?

CAPITAL BUDGET: Money for new construction, remodeling, furniture, and most equipment.

OPERATING BUDGET: Money for salaries, advertising, and disposable products.

  • CAPITAL LEASE: Capital budget with a $1.00 buyout at the end. This is like buying a house—monthly payments are made to pay off equipment.
  • OPERATING LEASE: The customer only uses the operating budget for a set amount of time, like a car lease. At the end of the term, the items are returned, purchased, or the leasing term is extended.
  • EQUITY RENTAL: Utilizes the operating budget and allows for brand new equipment while renting. 50% of each payment is credited towards buying the equipment.

Is financing equipment tax deductible?

When it comes to financing equipment, you are not able to use the base loan as a tax write-off, but the interest paid each month can be considered a tax deduction for most equipment loans.

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